Underwriting the infrastructure that builds Botswana.
Sunshine Insurance Company (SIC) is a leading short-term insurance specialist in construction, engineering and project insurance in Botswana. We have covered the contractors, engineers and asset owners behind the nation's largest infrastructure, backed by two decades of underwriting experience and an internationally rated reinsurance panel.
2 Decades
Of financial protection for Botswana
2 hrs
Claim response
2 Decades
Of financial protection for Botswana
7,000+
Policies on cover nationwide
NBFIRA
Regulated — License No: 2/9/158
Our specialised products.
Commercial Lines
Property, engineering and transit cover — from fire and burglary to Contractor's All Risk, Erection All Risk and machinery breakdown.
Personal Lines
Houseowner, householders, private motor, personal all risk and personal accident cover.
View portfolioBonds & Guarantees
Performance, advance payment, bid/tender, supplier's and retention money guarantees.
View portfolioLiability Insurance
Worker's Compensation, public and product liability, professional indemnity and fidelity guarantee.
View portfolio
7,000+
Policies on cover
nationwide
Local authority, moving at site pace.
SIC operates with speed, discipline and commercial decisiveness. Our streamlined structure means efficient underwriting, quick claims turnaround and flexible decision-making without unnecessary red tape.
Speed & decisiveness
Underwriting and claims authority sits locally, so quotes, cover notes and claims decisions move at the pace a live construction site requires.
Strategic market access
Direct relationships with the contractors, developers and parastatals executing Botswana's largest infrastructure programmes.
Growing presence
An expanding footprint across engineering, commercial and personal lines, underpinned by a widening reinsurance panel.
Cover written for the way sites actually run.
Contractors, engineers and asset owners behind the nation's largest infrastructure — insured locally, backed internationally.
See all cover typesTrusted by Botswana's leading contractors and institutions.
Landmark Projects
China State Construction Engineering Corporation
Unik Civil Engineering
Bothakga Burrow
Sharps Construction
Consolidated Contractors Company
Red East Construction
RIC Development Botswana
China Harbour Engineering Company
Lers Electrical
A selection of the contractors, developers and institutions insured by SIC across Botswana.
Backed by an internationally rated reinsurance panel.
Every policy SIC underwrites is supported by treaty capacity placed across an internationally rated reinsurance panel, independently assessed for claims-paying security.
- Treaty capacity placed across a diversified international panel
- Independently rated by AM Best, S&P and GCR for claims-paying security
- Regulated by NBFIRA — License No. 2/9/158
Treaty capacity · rated panel
B+
AM Best
B+
AM Best
A-
S&P & AM Best
BBB-
GCR
BB+
GCR
B+
AM Best
Clearing doubts and concerns.
Still have a question?
Speak to Keying Sun and the client relations team — we answer in plain terms, not policy jargon.
News & events.
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Ready to protect your next project?
Speak to our underwriting team or lodge a claim in minutes — a claims officer responds within 2 business hours.